It’s dollars and sense! Kids are never too young to learn how to create a budget, use their talent to make big bucks, invest their earnings, and donate to charity. They can begin to take stock of their financial fitness with a Money Matters to Me quiz that separates the savers from the squanderers. Then it’s time to start making smart decisions by finding a money mentor, learning from mistakes, and keeping a journal of purchases and longed-for items. There’s advice on understanding the difference between needs and wants, getting the most from an allowance, becoming an entrepreneur, and sharing the wealth. personal thoughts from real kids on how money affects their lives.